Rural Housing Loans
The cost of buying a home is less than you think...
Owning a home can be attainable and affordable
We are committed to making home ownership more affordable. That’s why we offer USDA Guaranteed Rural Housing Loans which increase the opportunities for homeownership and improve the quality of life for rural residents.
Guaranteed Rural Housing Loan Features:
- No down payment or reserves required
- Closing costs may be financed (with sufficient equity)
- Seller paid closing costs allowed
- New construction or existing home (no manufactured homes)
- No Mortgage Insurance required
- Primary residence purchase loans only
For more information on this program, or to apply, simply call or stop by to visit with one of our rural housing professionals listed to the right of this page.
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PLEASE CONTACT ONE OF OUR RURAL LOAN HOUSING PROFESSIONALS FOR MORE INFORMATION.
In Caruthersville Contact:
Kay Watkins
573-575-4551
kwatkins@fsbtrust.com
In Sikeston Contact:
Tasha Treece
573-621-7939
ttreece@fsbtrust.com
In Dexter Contact:
Ken Harris
573-891-7937
kharris@fsbtrust.com
In Hayti Contact:
Lance Crawford
573-479-7936
lcrawford@fsbtrust.com
In Portageville Contact:
Gerard Long
573-391-7932
glong@fsbtrust.com
Product of Rural Development.


Equal Housing Lender