Limits & Fees
Limits & Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
Foreign ATM Transactions using an ATM Card
Your account will be charged a $1.00 fee for each foreign ATM transaction. A foreign ATM transaction is a transaction originated at an ATM we do not own or operate.
ATM Withdrawal Limit using an ATM Card
You may make no more than $300.00 in withdrawals from your account per 24 hour period.
Point-of-sale Limit using an ATM Card
You may make no more than $300.00 in point-of-sale transactions per day.
Foreign ATM Transactions using a Visa® Check Card
Your account will be charged a $1.00 fee for each foreign ATM transaction using your Visa® Check Card. A foreign ATM transaction is a transaction originated at an ATM we do not own or operate.
ATM Withdrawal Limit using a Visa® Check Card
You may make no more than $300.00 in ATM withdrawals from your account per 24 hour period.
Point-of-sale Transaction Limit using a Visa® Check Card
You may make no more than $1,000.00 in point-of-sale transactions per day.
Additional Fees
| ATM Cards | |
|---|---|
| ATM With Photo | $5.00 |
| Debit Card With Photo | $5.00 |
| Replacement ATM Card | $2.00 |
| Replacement Debit Card | $3.00 |
| Mini-Statement from ATM | $1.00 |
| Check Collections & Overdraft Fees | |
| Overdraft (each overdraft paid) | $25.00 |
| Non-sufficient Funds (each) | $25.00 |
| Deposited Checks Returned Unpaid | $2.50 |
| Check Collections (Incoming) | $25.00 per check |
| Check Collections (Outcoming) | $25.00 per check |
| Other Account Fees | |
| Check Printing | Check printing fees will depend on style of checks ordered. |
| Account Activity Printout | $1.00 |
| Account Research | $25.00 per hour, minimum $25.00 |
| Account Balancing Assistance | $25.00 per hour, minimum $25.00 |
| Balance Inquiry | $1.00 per request |
| Copy of Statement | $1.00 |
| Stop Payment | Each item $25.00 |
| Failure to Return Signature Card | $30.00 per month until returned. |
| Dormant Account Maintenance | $2.00 per month on balances less than $100.00 |
| Closing Account Fee | $25.00 per account |
| > A closing account fee may be charged if you close your account within 90 days of opening. | |
| Night Deposit Lock Bags | $20.00 per additional bag |
| > Business accounts - one per account at no charge. | |
| Deposit Zipper Bags | $5.00 per additional bag |
| > One per account at no charge. | |
| Wire Transfers | |
| Domestic Outgoing | $15.00 |
| Foreign Outgoing | $80.00 |
| Incoming | $10.00 |
| Cashier’s Checks ($1,000 or more) | |
| Issued from $1,000.00 to $9,999.99 | $5.00 |
| Issued from $10,000.00 to $49,999.99 | $10.00 |
| Issued from $50,000.00 or more | $15.00 |
| Money Orders (Less than $1,000) | |
| Customer | $2.00 |
| Non-customer | $4.00 |
| Traveler's Checks | |
| Traveler’s Checks | $1.50 per $100.00 |
| Traveler’s Checks for Two | $2.00 per $100.00 |
| Check Cashing - Income Tax Refund Checks | |
| You will be charged the greater of 2.00%/(.0200) of the amount received in cash, or $5.00. | |
| Check Cashing - All Other Checks | |
| You will be charged the greater of 0.25%/(.0025) of the amount received in cash, or $5.00. | |
| Garnishments or Executions | |
| Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any court-ordered garnishment or execution. The bank may also file with the court for reasonable allowances such as court costs, attorney’s fees and any other bona fide expenses of the garnishee. | |
| Levies | |
| Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any tax levy received. | |
| Miscellaneous Fees | |
| Bill Pay* | $4.95 per month |
| *First 3 months are free. After third month, monthly fee will be $4.95 plus 35 cents per transaction over 12 per statement cycle. | |
| Coins Rolled | $0.10 per roll |
| Photocopies | $0.30 per copy |
| Fax (Incoming & Outgoing) | First 10 pages $5.00, each additional page $.30 |
| Replacement Payment Coupon Book | $5.00 |
| Notary | $2.00 |
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PLEASE CONTACT ONE OF OUR CUSTOMER SERVICE REPRESENTATIVES WITH ALL OF YOUR FEE QUESTIONS.
In Caruthersville Contact:
Amy Chalk
Customer Service Officer
(573) 575-4546
achalk@fsbtrust.com
Customer Service Representatives
Sonja Hopkins
(573) 575-4525
shopkins@fsbtrust.com
Derenda Young
(573) 575-4527
dyoung@fsbtrust.com
In Dexter Contact:
Customer Service Representatives
Brenda Garner
(573) 891-7931
bgarner@fsbtrust.com
Dorothy Hooten
(573) 891-7930
dhooten@fsbtrust.com
In Hayti Contact:
Customer Service Representatives
Carlotta Camp
(573) 479-7932
ccamp@fsbtrust.com
Connie Mulliniks
(573) 479-7934
cmulliniks@fsbtrust.com
In Portageville Contact:
Deborah Jackson
Customer Service Representative
(573) 391-7921
djackson@fsbtrust.com
In Sikeston Contact:
Linda Scott
Customer Service Officer
(573) 621-7919
lscott@fsbtrust.com
Customer Service Representative
Katy Hart
(573) 621-7916
khart@fsbtrust.com
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