Mobile Banking

Tech Corner

> 3/25/2010 NETTELLER USERS - PLEASE READ: On July 13, 2010, NetTeller will no longer be accessible with Microsoft Internet Explorer browsers older than version 7 for security reasons. Users with older IE browsers will be asked to update to the latest version before being able to log on to NetTeller. If you want to update your browser now please visit Microsoft’s website at www.microsoft.com/windows/
internet-explorer/default.aspx
and follow the directions. Please note: If your operating system is Windows 2000 or earlier, Internet Explorer 8 cannot be installed. You will have to upgrade your operating system or your machine.

Quick Links

> FDIC COMSUMER ALERT 7/2/2010: On July 2, 2010 in a Consumer Alert, the Federal Deposit Insurance Corporation (FDIC) advised the public that it has received numerous reports of a fraudulent e-mail which has the appearance of being sent from the FDIC.

The subject line of the e-mail states: "you need to check your Bank Deposit Insurance Coverage." The message states, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets." The e-mail then directs recipients to click this link, "You need to visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage."

This e-mail and the associated web site are fraudulent. The link directions should not be followed. The link may be an attempt to collect personal or confidential information, or to load malicious software onto the computer of the recipient.

> Read more about the FDIC's insurance increase from $100,000 to $250,000 by clicking here.

> Check out our competitive interest rates* on certain accounts, CDs and IRAs by clicking here.

> Do you need more information on our loan products? Click here.

> Feel like you're swimming in a fish bowl and don't know where to begin? Contact us and we'll be glad to help you.

*Rates subject to change without notice.

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First State Bank and Trust Company, Inc. is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. NOW accounts with interest rates higher than 0.25 percent do not qualify as noninterest-bearing transaction accounts and are not eligible for the guarantee. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.


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