First Choice Club Checking

First Choice Club Checking...the account that gives you more.

Choose benefits that can save you money:

FINANCIAL BENEFITS

No Minimum Balance
Free Personalized Club Checks. Receive a 20% discount on other check styles. First 40 checks/debits included in membership. 10¢ charge per item over 40.
Free NetTeller Banking
Free Online Bill Payment
25% Discount on Safe Deposit Boxes
No Issue Fee on Money Orders or Cashier's Checks
Monthly Bank Statements with Imaged Checks
Visa ATM/Debit Card (Subject to credit approval)
No Fee ATM Usages at our 8 ATMs
Free Automatic Funds Transfers
Direct Deposit
Free Notary Service
Drive-in/Night Deposit Service

INSURANCE BENEFITS

$20,000 Accidental Death & Dismemberment Insurance*
First Choice Club Checking includes $20,000 of 24-hour Accidental Death & Dismemberment Insurance. Coverage divides equally on joint accounts and reduces 50% at age 70.

$5,000 Identity Fraud Expense Reimbursement Coverage*
Restoring one’s name and good credit is time consuming and expensive. Identity theft victims must endure a number of costly steps to re-establish their identities and dispute fraudulent debts and accounts opened by an identity thief. You are protected with up to $5,000 of identity theft coverage to cover expenses incurred in the recovery of a stolen identity…such as lost wages, legal fees, certified mail and long distance charges. Members who fall victim to identity theft receive an ID Theft Recovery Kit to assist in the process of restoring identity profiles and credit records.

*Identity Fraud Expense Reimbursement Master Policy underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT, 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwriting qualifications and state regulations.

SECURITY BENEFIT

Key Tag Return
A lost set of keys can cause a great deal of worry for the person who loses them. We’ll help you feel secure and get your keys back. As a club member, you are entitled to one number-coded, return-postage-guaranteed key tag at no charge. Additional key tags are available for $2.50 each.

SHOPPING BENEFITS

Cash Back Member Rewards
Start receiving Cash Back Member Rewards today! You can earn 10% cash back on your everyday purchases - such as groceries, household supplies, entertainment. Save your receipts and submit quarterly for cash back rewards.

All for only $8.75 per month!

Upgrade to First Choice Club Checking Plan B
and your coverage increases to up to $30,000 Accidental Death & Dismemberment Insurance and $2,500 Dependent Child Coverage. For only $9.75 per month!

First Choice Club Checking Plan C
includes up to $40,000 Accidental Death & Dismemberment Insurance and $2,500 Dependent Child Coverage. For only $10.75 per month!

First Choice Club Checking Plan D
includes up to $50,000 Accidental Death & Dismemberment Insurance and $2,500 Dependent Child Coverage.For only $11.75 per month!

Special Insurance Program Notes:

The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

Insurance Products
- Not insured by FDIC or any Federal Government Agency.

- Not a deposit of or guaranteed by the bank or any bank affiliate.

Terms of Use | Privacy Policy | Contact Us | Guiding Principles | Home

PLEASE CONTACT ONE OF OUR CUSTOMER SERVICE REPRESENTATIVES FOR MORE INFORMATION ON FIRST CHOICE CLUB CHECKING.

In Caruthersville Contact:

Amy Chalk
Customer Service Officer
(573) 575-4546
achalk@fsbtrust.com

Customer Service Representatives
Sonja Hopkins
(573) 575-4525
shopkins@fsbtrust.com
Derenda Young
(573) 575-4527
dyoung@fsbtrust.com

In Dexter Contact:

Customer Service Representatives
Brenda Garner
(573) 891-7931
bgarner@fsbtrust.com
Dorothy Hooten
(573) 891-7930
dhooten@fsbtrust.com

In Hayti Contact:

Customer Service Representatives
Carlotta Camp
(573) 479-7932
ccamp@fsbtrust.com
Connie Mulliniks
(573) 479-7934
cmulliniks@fsbtrust.com

In Portageville Contact:

Deborah Jackson
Customer Service Representative (573) 391-7921
djackson@fsbtrust.com

In Sikeston Contact:

Linda Scott
Customer Service Officer
(573) 621-7919
lscott@fsbtrust.com

Customer Service Representative
Katy Hart
(573) 621-7916
khart@fsbtrust.com