Regular Business Checking

$100 Minimum Balance

$100 minimum balance required to open the account.

Minimum Balance Fees

No monthly service charges will be assessed to your account if you maintain a minimum balance of $700 or greater every day, or your average daily balance is $2,000 or more. Should your balance drop below $700 but greater than $500, a $3.00 minimum balance fee will be assessed to your account. If the balance is less than $500 but is $400 or greater, a $4.00 minimum balance fee applies. If the balance is less than $400.00 but is $300 or greater, a $5.00 minimum balance fee applies. If the balance is less than $300, a $6.00 minimum balance fee applies.

Unlimited Deposits

Make unlimited deposits into your account

Drive-in/Night Deposit Service

We have five convenient night depository locations for your after hours deposits or loan payments. All First State Bank & Trust Company, Inc. locations have a night depository located in the first drive-in lane. Security lights and surveillance cameras are installed for your protection.

Monthly Bank Statements

A formal bank statement reflecting your account activity will be mailed to you each month. You can also request to have your statement emailed to you each month, just let us know which method you prefer.

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PLEASE CONTACT ONE OF OUR CUSTOMER SERVICE REPRESENTATIVES FOR MORE INFORMATION ON OUR COMMERCIAL REGULAR CHECKING ACCOUNT.

In Caruthersville Contact:

Amy Chalk
Customer Service Officer
(573) 575-4546
achalk@fsbtrust.com

Customer Service Representatives
Sonja Hopkins
(573) 575-4525
shopkins@fsbtrust.com
Derenda Young
(573) 575-4527
dyoung@fsbtrust.com

In Dexter Contact:

Customer Service Representatives
Brenda Garner
(573) 891-7931
bgarner@fsbtrust.com
Dorothy Hooten
(573) 891-7930
dhooten@fsbtrust.com

In Hayti Contact:

Customer Service Representatives
Carlotta Camp
(573) 479-7932
ccamp@fsbtrust.com
Connie Mulliniks
(573) 479-7934
cmulliniks@fsbtrust.com

In Portageville Contact:

Deborah Jackson
Customer Service Representative (573) 391-7921
djackson@fsbtrust.com

In Sikeston Contact:

Linda Scott
Customer Service Officer
(573) 621-7919
lscott@fsbtrust.com

Customer Service Representative
Katy Hart
(573) 621-7916
khart@fsbtrust.com