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The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Foreign ATM Transactions using an ATM Card

Your account will be charged a $1.00 fee for each foreign ATM transaction. A foreign ATM transaction is a transaction originated at an ATM we do not own or operate.

ATM Withdrawal Limit using an ATM Card

You may make no more than $500.00 in withdrawals from your account(s) per 24 hour period.

Point-of-sale Limit using an ATM Card

You may make no more than $500.00 in point-of-sale transactions per day.

Foreign ATM Transactions using a Visa® Check Card

Your account will be charged a $1.00 fee for each foreign ATM transaction using your Visa® Check Card. A foreign ATM transaction is a transaction originated at an ATM we do not own or operate.

ATM Withdrawal Limit using a Visa® Check Card

You may make no more than $500.00 in ATM withdrawals from your account per 24 hour period.

Point-of-sale Transaction Limit using a Visa® Check Card

You may make no more than $1,500.00 in point-of-sale transactions per day.

Additional Fees

Visa Check Cards
 
Custom Stock Design Card $5.00
Personalized Card $10.00
Telephone Payment Convenience Fee $3.00
Replacement Standard Debit Card $3.00
Replacement Custom Stock Design Card $5.00
Replacement Personalized Card $10.00
Business Debit Card $15.00 per card
> First two ATM/Debit cards at no charge
Replacement Payroll Card $9.95
Payroll Account Check Writing Fee $5.00 per item
Check Collections & Overdraft Fees
 
Overdraft (each overdraft paid) $25.00
Non-sufficient Funds (each) $25.00
> Accounts overdrawn $1.00 or less will not be charged an overdraft fee.
> All items of $1.00 or less will not be charged an overdraft fee.
> Accounts overdrawn more than $1.00 and less than $10.00 will be charged $5.00.
Sustained Overdraft Fee $5.00 per day after the 5th business day
> For consumers, the maximum number of chargeable overdrafts per day is six. 
Charge Back Fee $5.00 per check
Check Collections (Incoming & Outgoing) $25.00 per check
Other Account Fees
 
Check Printing Check printing fees will depend on style of checks ordered.
Counter Checks $0.25 each or 5 for $1.00
Copy of Check or other items $1.00
Account Activity Printout $1.00
Account Research $25.00 per hour, minimum $25.00
Account Balancing Assistance $25.00 per hour, minimum $25.00
Balance Inquiry $1.00 per request
Copy of Statement $5.00
Stop Payment Each item $25.00
Failure to Return Signature Card $30.00 per month until returned.
Dormant Account Fee $6.00 per month.
> Accounts with no activity for 180 days. Applies to checking and savings accounts with balances less than $1,000.00.
Closing Account Fee $25.00 per account
> A closing account fee may be charged if you close your account within 90 days of opening.
Night Deposit Lock Bags $25.00 per additional bag. 
> Business accounts - one per account at no charge.
Deposit Zipper Bags $5.00 per additional bag
> One per account at no charge.
Wire Transfers
 
Domestic Outgoing $20.00
Foreign Outgoing $80.00
Incoming $15.00
Cashier’s Checks ($1,000 or more)
 
Issued from $1,000.00 to $9,999.99 $5.00
Issued from $10,000.00 to $49,999.99 $10.00
Issued from $50,000.00 or more $15.00
Money Orders (Less than $1,000)
 
Customer $2.00
Non-customer $4.00
Check Cashing Fee
 
You will be charged the greater of 2.00% (.0200) of the amount received in cash, or $10.00.
Garnishments or Executions
 
Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any court-ordered garnishment or execution. The bank may also file with the court for reasonable allowances such as court costs, attorney’s fees and any other bona fide expenses of the garnishee.
Levies
 
Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any tax levy received.
Miscellaneous Fees
 
Bill Pay Free to all consumer accounts.
   
Telephone Transfer Fee $2.00 per transfer
Coins Rolled $0.15 per roll
Photocopies $0.30 per copy
Fax (Incoming & Outgoing) First 10 pages $5.00, each additional page $.30
Replacement Payment Coupon Book $5.00
Notary $2.00