Personal Checking

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Psst – want a FREE GIFT*? Read on!

First State Bank and Trust Company is excited to offer four NEW checking accounts for our customers! All four new personal checking accounts offer the following set of great features and benefits:

  • FREE Visa® Debit Card
  • FREE Online Banking and Bill Pay
  • FREE eStatements
  • FREE Mobile Banking
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE Thank You Gift*
  • FREE Buy back of debit cards and unused checks from another financial institution**!

Find the account that best fits your needs, then come see us or you can now apply ONLINE:

Fabulous 50 Interest Checking

For customers 50 and better!:

  • FREE standard checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
Electronic Advantage Interest Checking

Checking with the convenience of direct deposit or any automatic payment!:

  • FREE first box of checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
Platinum Interest Checking

An account for those interested in higher interest!:

  • FREE standard checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • No per check charge
  • Only $6 monthly charge if minimum balance falls below $1,500

Absolutely Free Checking

A FREE account for everyone!:

  • FREE first box of checks
  • No minimum balance
  • No monthly service charge
  • No per check charge

PLUS - Did we mention a FREE GIFT*!

Open up one of our new checking accounts above and receive a FREE GIFT*! This is our way to say “THANK YOU” to new customers of First State Bank and Trust Company, Inc.

Want to add more value to your checking account? Club Rewards^ gives you:

  • FREE Standard Checks

  • 25% discount on Safe Deposit Boxes

  • FREE Money Orders and Cashier's Checks

  • FREE Notary Service

  • $20,000 AD&D Insurance Coverage (not FDIC insured, may lose value)

  • $5,000 Identity Fraud Expense Reimbursement Coverage

  • Return Key Tag

  • Up to $40 Cash Back Member Rewards

All for only $8.75 more a month!  ^Club Rewards available only for Fabulous 50, Electronic Advantage, and Platinum Interest Checking.

Are you already a customer of First State Bank and Trust Company, Inc.?

We’re not leaving you out — receive a FREE GIFT if you TELL A FRIEND !  

Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.
*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**Up to $10 cash for checks and debit cards from another financial institution deposited at the time check/debit cards are presented.
Contact a First State Bank and Trust Customer Service Representative for current annual percentage yield.