Individual Retirement Accounts (IRAs)

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An Individual Retirement Account (IRA) is a great way to save money and supplement your retirement income!  IRAs offer tax advantages that can help you now and later.  IRAs are opened in the form of a Certificate of Deposit account.  Any person 18-70 ½ with earned income can open an IRA.

We offer three types of IRAs:  Traditional, Roth and SEP.  We offer the Coverdell Educational Savings Account (CESA).  Each retirement account offers different tax options and contribution limits.  For more information about opening your own IRA, please call us at (573) 333-1700 or visit your local First State Bank and Trust Company, Inc. branch for a brochure.