Personal Online Services




Yes, we have Online Banking! With NetTeller you have access to your account(s) online 24 hours a day, seven days a week, no matter where you are! You can:

  • View all of your account balances and transactions.
  • Transfer money between your accounts.
  • Make loan payments.
  • View and print monthly statements.
  • Enter stop payment requests.
  • Request a formal statement.
  • Reorder checks.
  • Download account information to your personal computer for use in software programs (e.g. Quicken).

Are you a First State Bank and Trust Company customer with a checking or savings account and would like NetTeller? Enroll online now by clicking here.

Click here to learn about our online security for NetTeller.

Online Financial Management

Our Online Financial Management product works with your NetTeller account to help you manage your finances, create and manage budgets, plus a whole lot more! Just click on the “My Finance” tab in NetTeller, click OK to accept the agreement, and get yourself going! You can even import data from other accounts outside of NetTeller (e.g. car payment information from a third party or 401k information.


Bank anywhere you have a signal! NetTeller customers can bank with their smart phone simply by going to With Mobi you can:

  • View all of your account balances and transactions.
  • Transfer money between your accounts.
  • Make loan payments.
  • Pay bills (if you have iPay) to existing payees.
Smart Phone App

NetTeller customers with iPhones on iOS 4 or higher, and Android* phones can use our FREE app! You can download & install the app straight to your iPhone from the Apple App Store, or by downloading the app to your iTunes account on your home computer, then installing the app on your phone. For Android customers, you can download the app from Google Play. *Please note - our app is currently not available for Amazon Android phones that can only download from the Amazon app store.


First State Bank and Trust Company, Inc.'s bill payment service (iPay) makes it easy to pay bills online. NetTeller customers can make a payment, 24 hours a day, 7 days a week, from any computer or mobile device with internet access. Loan payments, insurance premiums, utilities, credit cards, and many other bills can be easily paid using iPay.  Payments can be scheduled as a one time payment or recurring based on your needs. With iPay, you can create your own list of payees (payment recipient), view a list of bills scheduled to be paid; view a history of payments paid; and much more.

BE Line:

Conduct your banking over the phone with BE Line, our Bank Easy telephone service. With the BE Line, you can

  • Check your balance on your checking, savings or CD accounts
  • See what checks cleared by number and amount
  • Change your BE Line PIN number
  • Transfer funds
  • Make deposit inquiries

Our BE Line numbers:

  • Caruthersville – (573) 333-1701
  • Dexter – (573) 624-7373
  • Hayti – (573) 359-1245
  • Portageville – (573) 379-2255
  • Sikeston – (573) 472-1777