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First State Bank and Trust Co.
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Your money.
Your future.

Your Bank.


Access to an ATM 24/7 Anywhere


FSBT is a proud participant in Allpoint. You can find Allpoint ATMs virtually anywhere your travels may take you, throughout the United States and around the globe. With over 55,000 participating ATMs, your cash is never far away.

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FSBT Featured in Forbes & Fortune
for 90 Years of Service


We’re the local bank you know & trust for all your financial needs.


We are more than just products and services. We’re there for your first paycheck, buying a home, opening a small business, starting a family, planning to retire, and everything in between.

WELCOME TO BANKING MADE LOCAL.


We believe banking local means local growth. For more than 80 years, First State Bank & Trust Co., Inc. has partnered with Southeast Missouri residents to help our neighbors.


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Spotting financial scams.


At FSBT, educating and protecting you and your business from financial scams is an important part of what we do. We stay current on what to watch for in order to educate our customers. Click below to see the latest on how to safeguard your business against check fraud and protect your business from phishing scams.


Buying a home shouldn't be hard. It isn't at First State Bank & Trust.


Partnering with First State Bank & Trust Co., Inc. for your home purchase allows you to enjoy the benefits of a local lender. Our bankers get to know you and your family members by name, and when you have a question during the process of buying a home, you’ll have the luxury of knowing exactly who to call for advice.

Enjoy the convenience of our online mortgage application and local credit decisions to make the approval process quick and easy.


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Banking made simple.


First State Bank & Trust is more than just products and services. We're there for your first paycheck, buying a home, opening a small business, starting a family, or planning to retire, and everything in between. We're the local bank you know and trust for all your financial needs. Stop by your local First State Bank & Trust to explore all your financial options!

If you click to Watch on YouTube, you will be linking to another website not owned or operated by First State Bank and Trust Co.. First State Bank and Trust Co. is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by First State Bank and Trust Co. of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from First State Bank and Trust Co.

Your cash is never far away.


Visit your local branch or stop by one of out ATMs today!

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Make the Switch


If you’ve been thinking about switching to us, now’s the time!

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eStatements


Sign up to receive eStatements for all your accounts.
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Club Rewards


Get up to $40 cashback on everyday purchases!