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First State Bank and Trust Co.

Statement Savings

Every penny counts. This is the perfect savings account for those wanting to get started on saving for future expenses, vacations, etc.

Statement Savings Accounts

  • $100 deposit is required to open a Statement Savings accounts.
  • Interest will be compounded monthly and will be credited to your account on a monthly basis.
  • If the average daily balance should fall below $100, a $3 fee will be charged to your account for the month.
  • Limit of two free withdrawal transactions per month. Withdrawal transactions can include transactions done in-person, at an ATM or online/telephone transfers. If more than two of these transactions are made within a month’s time, a $1 fee will be charged to your account per transaction.
  • A monthly formal bank statement reflecting your account activity will be mailed or emailed to you each month. An image of your canceled checks will be included.
  • Online Banking is included with your Statement Savings account at no charge.