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First State Bank and Trust Co.
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Privacy Policy

Rev. Date 9/14

FACTS What Does First State Bank and Trust Co. Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Payment history and credit history
  • Checking account information and transaction or loss history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First State Bank & Trust Co., Inc. chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does First State Bank and Trust Co. Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes
information about your creditworthiness
No We don't share
For non-affiliates to market to you No We don't share
Questions? Call (800) 877-2738 to speak with a Customer Service Representative. We’ll be happy to help.
Who we are
Who is providing this notice? First State Bank and Trust Co., Inc.

What We Do

How does First State Bank and Trust Co. protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First State Bank and Trust Co. collect my information? We collect your personal information, for example, when you
  • Apply for a loan or open an account
  • Show your driver’s license or your government-issued ID
  • Make a wire transfer
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • Sharing for affiliates to use your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. First State Bank and Trust Co. does not share with affiliates.
  • Our affiliates include a company with a common corporate identity. First State Title Services, LLC is an affiliate of First State Bank & Trust Co., Inc.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. First State Bank and Trust Co. does not share with non-affiliates.
  • First State Bank & Trust Co., Inc. does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. First State Bank and Trust Co. does not jointly market.
  • Our joint marketing partners include insurance companies.