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First State Bank and Trust Co.
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Legacy Checking

For customers 50 and better:

  • Competitive interest¹
  • Complimentary standard checks for life
  • No minimum balance
  • No monthly fee

This account is exclusively offered to our most mature customers.
Open an account


Enjoy these features and benefits:

  • Direct Deposit & Automatic Payments
    Save yourself time with a convenient direct deposit or automatic payment. They take the hassle out of depositing paychecks or paying recurring bills.
  • Online Banking & Bill Pay
    Check balances, transfer funds or view all of your bank statements at the click of a button.
  • Mobile Banking
    Bank anytime, anywhere from your mobile phone.
  • Mobile Check Deposit 
    Deposit your checks from anywhere you are. 
  • Apple Pay
    Make secure payment right from your phone.  
  • eStatements
    Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
  • Savings Plans
    Manage your money and enhance your earning power with one of our CDs, savings accounts or money market accounts.
  • Visa® Debit Card
    Receive your free debit card the same day you open your account.2 Enjoy immediate access to your funds at any ATM and enjoy the convenience of making purchases without writing a check.

¹Contact a First State Bank & Trust Co., Inc. Customer Service Representative for current annual percentage yield.
2Debit card orders for FSBT's Charleston location will be fulfilled in Sikeston and delivered within one business day.