An account for those who want higher interest
- Complimentary standard checks for life
- Higher interest rate with a balance of $1,500 or more¹
- Competitive interest rate if balance falls below $1,500
- Only $6 monthly fee if minimum balance falls below $1,500
- No minimum balance
- No charge per check
If you need substantial cash available quicker than a savings account can offer, our Platinum Checking account is the perfect choice. Make your checking account work for you.
Enjoy these features and benefits:
- Direct Deposit & Automatic Payments
Save yourself time with a convenient direct deposit or automatic payment. They take the hassle out of depositing paychecks or paying recurring bills.
- Online Banking & Bill Pay
Check balances, transfer funds or view all of your bank statements at the click of a button.
- Mobile Banking
Bank anytime, anywhere from your mobile phone.
- Mobile Check Deposit
Deposit your checks from anywhere you are.
- Apple Pay
Make secure payment right from your phone.
Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
- Savings Plans
Manage your money and enhance your earning power with one of our CDs, savings accounts or money market accounts.
- Visa® Debit Card
Receive your free debit card the same day you open your account. 2 Enjoy immediate access to your funds at any ATM and enjoy the convenience of making purchases without writing a check.
¹Contact a First State Bank & Trust Co., Inc. Customer Service Representative for current annual percentage yield.
2 Debit card orders for FSBT's Charleston location will be fulfilled in Sikeston and delivered within one business day.