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First State Bank and Trust Co.

Platinum Checking

An account for those who want higher interest

  • Complimentary standard checks for life
  • Higher interest rate with a balance of $1,500 or more¹
  • Competitive interest rate if balance falls below $1,500
  • Only $6 monthly fee if minimum balance falls below $1,500
  • No minimum balance
  • No charge per check

If you need substantial cash available quicker than a savings account can offer, our Platinum Checking account is the perfect choice. Make your checking account work for you.
Open An account

Enjoy these features and benefits:

  • Direct Deposit & Automatic Payments
    Save yourself time with a convenient direct deposit or automatic payment. They take the hassle out of depositing paychecks or paying recurring bills.
  • Online Banking & Bill Pay
    Check balances, transfer funds or view all of your bank statements at the click of a button.
  • Mobile Banking
    Bank anytime, anywhere from your mobile phone.
  • Mobile Check Deposit 
    Deposit your checks from anywhere you are. 
  • Digital Wallet
    Make secure payments right from your phone using Apple Pay, Google Pay, or Samsung Pay.  
  • eStatements
    Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
  • Savings Plans
    Manage your money and enhance your earning power with one of our CDs, savings accounts or money market accounts.
  • Visa® Debit Card
    Receive your free debit card the same day you open your account. 2 Enjoy immediate access to your funds at any ATM and enjoy the convenience of making purchases without writing a check.
Customize your debit card!

¹Contact a First State Bank & Trust Co., Inc. Customer Service Representative for current annual percentage yield.
2 Debit card orders for FSBT Charleston and FSBT Matthews locations will be fulfilled in Sikeston and delivered within one business day.