An account for those who want higher interest
- Complimentary standard checks for life
- Higher interest rate with a balance of $1,500 or more¹
- Competitive interest rate if balance falls below $1,500
- Only $6 monthly fee if minimum balance falls below $1,500
- No minimum balance
- No charge per check
If you need substantial cash available quicker than a savings account can offer, our Platinum Checking account is the perfect choice. Make your checking account work for you.
Open An account
Enjoy these features and benefits:
- Direct Deposit & Automatic Payments
Save yourself time with a convenient direct deposit or automatic payment. They take the hassle out of depositing paychecks or paying recurring bills.
- Online Banking & Bill Pay
Check balances, transfer funds or view all of your bank statements at the click of a button.
- Mobile Banking
Bank anytime, anywhere from your mobile phone.
- Mobile Check Deposit
Deposit your checks from anywhere you are.
- Digital Wallet
Make secure payments right from your phone using Apple Pay, Google Pay, or Samsung Pay.
Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
- Savings Plans
Manage your money and enhance your earning power with one of our CDs, savings accounts or money market accounts.
- Visa® Debit Card
Receive your free debit card the same day you open your account. 2 Enjoy immediate access to your funds at any ATM and enjoy the convenience of making purchases without writing a check.
¹Contact a First State Bank & Trust Co., Inc. Customer Service Representative for current annual percentage yield.
2 Debit card orders for FSBT Charleston and FSBT Matthews locations will be fulfilled in Sikeston and delivered within one business day.