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First State Bank and Trust Co.

Advantage Checking

Checking with the convenience of direct deposit and any automatic payments:

  • Competitive interest¹
  • One complimentary box of standard checks
  • No minimum balance
  • No monthly fee

This account allows you to grow funds while enjoying the convenience of direct deposit and automatic payments.

Open An Account

Enjoy these features and benefits:

  • Direct Deposit & Automatic Payments
    Save yourself time with a convenient direct deposit or automatic payment. They take the hassle out of depositing paychecks or paying recurring bills.
  • Online Banking & Bill Pay
    Check balances, transfer funds or view all of your bank statements at the click of a button.
  • Mobile Banking
    Bank anytime, anywhere from your mobile phone.
  • Mobile Check Deposit 
    Deposit your checks from anywhere you are. 
  • Digital Wallet
    Make secure payments right from your phone using Apple Pay, Google Pay, or Samsung Pay.  
  • eStatements
    Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
  • Savings Plans
    Manage your money and enhance your earning power with one of our CDs, savings accounts or money market accounts.
  • Visa® Debit Card
    Receive your free debit card the same day you open your account.2 Enjoy immediate access to your funds at any ATM and enjoy the convenience of making purchases without writing a check.
Customize your debit card!

¹Contact a First State Bank & Trust Co., Inc. Customer Service Representative for current annual percentage yield.
2Debit card orders for FSBT Charleston and FSBT Matthews locations will be fulfilled in Sikeston and delivered within one business day.