Traditional Credit Card
|Get the credit you need with no annual fee and 0% APR all purchases and balance transfers for one year. It's the perfect credit card to use for online purchases or enjoying cashless shopping. Local decisions and personalized support from the First State Bank & Trust team you know and trust makes choosing this full-service credit card from your hometown bank easier than ever!
0% APR for 12 mo. On Purchases1
0% APR for 12 mo. On transfers1
0% APR for 12 months
No Annual Fee
on purchases and transfers*
Earn cash back with no extra fees.
✔ Same-day issuance Upon Approval
✔ Easy access through FSBT 1View Digital Banking
- Access and manage your credit card account
- Set Transaction Limits
- Set Alerts
- Set Location Boundaries
Card Eligibility: To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality, and other requirements.
How to Avoid Paying Interest on Purchases - Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau - To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore