Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
First State Bank and Trust Co.

Commercial Checking

For businesses with complex banking needs:

  • Earnings credit allowances on deposit balances may offset activity fees¹
  • Only $15 monthly fee
  • Transaction items are only 15¢²
  • Currency deposits are only 50¢ per strap and coin deposits are only 15¢ per roll

We understand your organization is diverse and complex. We’ve built this account just for you.

Business Debit Card

Make purchases, track business expenses and get everyday cash access at any ATM.
Customize Your Debit Card!

Online Banking & Bill Pay

Go online anytime to make payments, transfer funds and view all of your statements. Convenience works overtime.


Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.

Consider Adding Merchant Services

Take the next step for your business. Accept credit and debit payments.

Our Merchant Services program sets you up with the equipment and processing services you need to begin accepting card payments. Businesses that accept credit cards are more likely to see a higher volume of purchases than those that accept only cash and checks.

To learn more about accepting credit cards and online payments, call us at (800) 866-3728 or stop by your local First State Bank & Trust Co., Inc. branch to found out more about our Merchant Services Program.

Start A New Application

¹Contact a First State Bank & Trust Co., Inc. Customer Service Representative for current annual percentage yields.
²Transactions include all debits and credits.