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First State Bank and Trust Co.
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Christmas Club

Save for gifts that will blow your loved ones away. You’ll get a little more back to spend than what you put in, and that’s a jolly good thing!
 
Earn interest and be prepared this Christmas.
 

Christmas Club features:

  • You must have an active checking or savings account with First State Bank & Trust Co., Inc. to qualify to open a Christmas Club account.
  • Minimum deposit of $5 is required to open a Christmas Club account.
  • At the end of October, Christmas Club disbursements will be made by Automatic Funds Transfer (AFT) into another deposit account with First State Bank & Trust Co., Inc.
  • Interest will be added to your account at the end of the term.
  • There will be a fee of $20 per partial withdrawal from the account.
  • There will be a fee of $20 to close the account before the end of the term. If the account is closed before interest is credited, you will not receive the accrued interest.

Visit your local First State Bank & Trust Co., Inc. branch to open a Christmas Club account and find current rates.

Open an account at your local branch.