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First State Bank and Trust Co.

Absolutely Free Business Checking

Ideal for many small businesses:

  • No minimum balance
  • No monthly fee
  • 500 FREE monthly transaction items¹
  • Up to $10,000 in currency deposits per month FREE²

From operating a small online boutique to maintaining a profitable hobby on the side, Absolutely Free Business Checking will help you chart your progress and reach your goals.

Business Debit Card

Make purchases, track business expenses and get everyday cash access at any ATM. Receive your free debit card the same day you open your account.3
Customize Your Debit Card!

Online Banking & Bill Pay

Go online anytime to make payments, transfer funds and view all of your statements. Convenience works overtime.


Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.

Consider Adding Merchant Services

Take the next step for your business. Accept credit and debit payments.

Our Merchant Services program sets you up with the equipment and processing services you need to begin accepting card payments. Businesses that accept credit cards are more likely to see a higher volume of purchases than those that accept only cash and checks.

To learn more about accepting credit cards and online payments, call us at (800) 866-3728 or stop by your local First State Bank & Trust Co., Inc. branch to found out more about our Merchant Services Program.

Start a new application

¹ Transactions include all debits and credits. If the Absolutely Free Business Checking account exceeds 500 free monthly transactions, the account may be converted to another checking product.
² Includes coin and currency. If the Absolutely Free Business Checking or Business Interest Checking account exceeds $10,000 in free monthly coin and currency deposits, the account may be converted to another checking product.
We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at account opening. 
3Debit card orders for FSBT Charleston and FSBT Matthews locations will be fulfilled in Sikeston and delivered within one business day.