Limits & Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
Foreign ATM Transactions Using an ATM Card
A foreign ATM transaction is a transaction originated at an ATM we do not own or operate. Your account will be charged a $1.00 fee for each foreign ATM transaction.
A foreign ATM transaction is a transaction originated at an ATM we do not own or operate. Your account will be charged a $1.00 fee for each foreign ATM transaction.
ATM Withdrawal Limit Using an ATM Card
You may make no more than $500.00 in withdrawals from your account(s) per 24-hour period.
You may make no more than $500.00 in withdrawals from your account(s) per 24-hour period.
Point-of-sale Limit Using an ATM Card
You may make no more than $500.00 in point-of-sale transactions per day.
You may make no more than $500.00 in point-of-sale transactions per day.
Foreign ATM Transactions Using a Visa® Debit Card
Your account will be charged a $1.00 fee for each foreign ATM transaction using your Visa® Check Card. A foreign ATM transaction is a transaction originated at an ATM we do not own or operate.
Your account will be charged a $1.00 fee for each foreign ATM transaction using your Visa® Check Card. A foreign ATM transaction is a transaction originated at an ATM we do not own or operate.
ATM Withdrawal Limit Using a Visa® Debit Card
You may make no more than $500.00 in ATM withdrawals from your account per 24-hour period.
You may make no more than $500.00 in ATM withdrawals from your account per 24-hour period.
Point-of-sale Transaction Limit Using a Visa® Debit Card
You may make no more than $1,500.00 in point-of-sale transactions per day.
You may make no more than $1,500.00 in point-of-sale transactions per day.
Additional Fees
Visa Check Cards (Debit Cards)
Personalized Debit Card | $10.00 |
Replacement Stock Design Card | $5.00 |
Replacement Personalized Card | $10.00 |
Business Debit Card - First two ATM/Debit Cards at no charge |
$15.00 per card |
Replacement Payroll Card | $9.95 |
Payroll Account Check Writing Fee | $5.00 per item |
Telephone Payment Convenience Fee | $3.00 |
Check Collections and Overdraft Fees
Overdraft (each overdraft paid) - Accounts overdrawn $1.00 or less will not be charged an overdraft fee. - All items of $1.00 or less will not be charged an overdraft fee. - Accounts overdrawn more than $1.00 and less than $10.00 will be charged $5.00. |
$25.00
|
Sustained Overdraft Fee - For consumers, the maximum number of chargeable overdrafts per day is six. |
$5.00 per day after the 5th business day |
Charge Back Fee | $5.00 per check |
Non-Sufficient Funds (each) | $25.00 |
Check Collections (Incoming & Outgoing) | $25.00 per check |
Other Account Fees
Check Printing |
Check printing fees will depend on style of checks ordered. |
Counter Checks |
$0.25 each or 5 for $1.00 |
Copy of Canceled Check or other items | $1.00 |
Account Activity Printout | $1.00 |
Account Research | $25.00 per hour, minimum $25.00 |
Account Balancing Assistance | $25.00 per hour, minimum $25.00 |
Balance Inquiry | $1.00 per request |
Copy of Statement | $5.00 |
Stop Payment | Each item $25.00 |
Failure to return Signature Card | $30.00 per month until returned |
Dormant Account Fee - DDA accounts with no activity for 365 days and savings accounts with no activity for 545 days. Applies to DDA, checking and savings accounts with balances of less than $100.00. |
$6.00 per month
|
Closing Account Fee - A closing account fee may be charged if you close your account within 90 days of opening. |
$25.00 per account |
Night Deposit Lock Bags - Business accounts – one per account at no charge |
$25.00 per additional bag |
Deposit Zipper Bags - One per account at no charge |
$5.00 per additional bag |
Wire Transfers
Domestic Outgoing | $20.00 |
Foreign Outgoing | $80.00 |
Incoming | $15.00 |
Cashier's Checks ($1,000 or more)
Issued from $1,000.00 to $9,999.99 | $5.00 |
Issued from $10,000.00 to $49,999.99 | $10.00 |
Issued from $50,000.00 or more | $15.00 |
Money Orders (Less than $1,000)
Customer | $2.00 |
Non-customer | $4.00 |
Check Cashing Fee
You will be charged the greater of 2.00% (.0200) of the amount received in cash, or $10.00. |
Garnishments or Executions
Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any court-ordered garnishment or execution. The bank may also file with the court for reasonable allowances such as court costs, attorney’s fees and any other bona fide expenses of the garnishee. |
Levies
Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any tax levy received. |
Miscellaneous Fees
Bill Pay | Free to all consumer accounts |
Telephone Transfer Fee | $2.00 per transfer |
Coins rolled | $0.15 per roll |
Photocopies | $0.30 per copy |
Fax (Incoming & Outgoing) |
First 10 pages $5.00, each additional page $.30 |
Replacement Payment Coupon Book |
$5.00 |
Notary | $2.00 |