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First State Bank and Trust Co.
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Limits & Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
 
Foreign ATM Transactions Using an ATM Card
A foreign ATM transaction is a transaction originated at an ATM we do not own or operate. Your account will be charged a $1.00 fee for each foreign ATM transaction.
 
ATM Withdrawal Limit Using an ATM Card
You may make no more than $500.00 in withdrawals from your account(s) per 24-hour period.
 
Point-of-sale Limit Using an ATM Card
You may make no more than $500.00 in point-of-sale transactions per day.
 
Foreign ATM Transactions Using a Visa® Debit Card
Your account will be charged a $1.00 fee for each foreign ATM transaction using your Visa® Check Card. A foreign ATM transaction is a transaction originated at an ATM we do not own or operate.
 
ATM Withdrawal Limit Using a Visa® Debit Card
You may make no more than $500.00 in ATM withdrawals from your account per 24-hour period.
 
Point-of-sale Transaction Limit Using a Visa® Debit Card
You may make no more than $1,500.00 in point-of-sale transactions per day.
 

Additional Fees

Visa Check Cards (Debit Cards)


Check Collections and Overdraft Fees



Other Account Fees

 

Wire Transfers


Cashier's Checks ($1,000 or more)


Money Orders (Less than $1,000)



Check Cashing Fee


Garnishments or Executions

Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any court-ordered garnishment or execution. The bank may also file with the court for reasonable allowances such as court costs, attorney’s fees and any other bona fide expenses of the garnishee.


Levies


Miscellaneous Fees