Limits & Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
Foreign ATM Transactions Using an ATM Card or Visa® Debit Card
A foreign ATM transaction is a transaction originated at an ATM we do not own or operate. Your account will be charged a $1.00 fee for each foreign ATM transaction.
A foreign ATM transaction is a transaction originated at an ATM we do not own or operate. Your account will be charged a $1.00 fee for each foreign ATM transaction.
ATM Withdrawal Limit Using an ATM Card or Visa® Debit Card
You may make no more than $500.00 in withdrawals from your account(s) per 24-hour period.
You may make no more than $500.00 in withdrawals from your account(s) per 24-hour period.
Point-of-sale Limit Using an ATM Card
You may make no more than $500.00 in point-of-sale transactions per day.
You may make no more than $500.00 in point-of-sale transactions per day.
Point-of-sale Transaction Limit Using a Visa® Debit Card
You may make no more than $1,500.00 in point-of-sale transactions per day.
You may make no more than $1,500.00 in point-of-sale transactions per day.
Additional Fees
Visa Check Cards (Debit Cards)
| Personalized Debit Card | $10.00 |
| Replacement Stock Design Card | $5.00 |
| Replacement Personalized Card | $10.00 |
| Business Debit Card - First two ATM/Debit Cards at no charge |
$15.00 per card |
| Personalized Business Debit Card with Logo Only | $20.00 per card |
| Personalized Business Debit Card with Logo/Employee Info | $25.00 per card |
| Telephone Payment Convenience Fee | $3.00 |
Check Collections and Overdraft Fees
| Overdraft (each overdraft paid) - Accounts overdrawn $1.00 or less will not be charged an overdraft fee. - All items of $1.00 or less will not be charged an overdraft fee. - Accounts overdrawn more than $1.00 and less than $10.00 will be charged $5.00. |
$25.00
|
| Sustained Overdraft Fee - For consumers, the maximum number of chargeable overdrafts per day is six. |
$5.00 per day after the 5th business day |
| Charge Back Fee | $5.00 per check |
| Non-Sufficient Funds (each) | $25.00 each - items can be charged multiple times if represented and funds not available |
| Check Collections (Incoming & Outgoing) | $25.00 per check |
Other Account Fees
| Check Printing |
Check printing fees will depend on style of checks ordered. |
| Counter Checks |
$0.25 each or 5 for $1.00 |
| Copy of Canceled Check or other items | $1.00 |
| Account Activity Printout | $1.00 |
| Account Research | $25.00 per hour, minimum $25.00 |
| Account Balancing Assistance | $25.00 per hour, minimum $25.00 |
| Balance Inquiry | $1.00 per request |
| Copy of Statement | $5.00 |
| Statement on CD/ROM | Cost |
| Stop Payment | Each item $25.00 |
| Failure to return Signature Card | $30.00 per month until returned |
| Dormant Account Fee - DDA accounts with no activity for 365 days and savings accounts with no activity for 545 days. Applies to DDA, checking and savings accounts with balances of less than $100.00. |
$6.00 per month
|
| Closing Account Fee - A closing account fee may be charged if you close your account within 90 days of opening. |
$25.00 per account |
| Night Deposit Lock Bags - Business accounts – one per account at no charge |
$25.00 per additional bag |
| Deposit Zipper Bags - One per account at no charge |
$5.00 per additional bag |
Wire Transfers
| Domestic Outgoing | $20.00 |
| Foreign Outgoing | $80.00 |
| Incoming | $15.00 |
Cashier's Checks ($1,000 or more)
| Issued from $1,000.00 to $9,999.99 | $5.00 |
| Issued from $10,000.00 to $49,999.99 | $10.00 |
| Issued from $50,000.00 or more | $15.00 |
Money Orders (Less than $1,000)
| Customer | $2.00 |
| Non-customer | $4.00 |
Check Cashing Fee
|
You will be charged the greater of 2.00% (.0200) of the amount received in cash, or $10.00. |
Garnishments or Executions
|
Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any court-ordered garnishment or execution. The bank may also file with the court for reasonable allowances such as court costs, attorney’s fees and any other bona fide expenses of the garnishee. |
Levies
|
Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any tax levy received. |
Miscellaneous Fees
| Cash Management Same Day ACH Fee | $15.00/month |
| Remote Deposit Capture (RDC) Fee | $50.00/month - bank provides one scanner |
| RDC Additional Scanner(s) Fee |
$30.00/month each
|
| RDC Early Termination Fee | $250 - if canceled after 30 days but prior to one year |
| Telephone Transfer Fee | $2.00 per transfer |
| Coins rolled | $0.15 per roll |
| Photocopies | $0.30 per copy |
| Fax (Incoming & Outgoing) |
First 10 pages $5.00, each additional page $.30 |
|
Replacement Payment Coupon Book |
$5.00 |
| Notary Fee | $2.00 |
| Safe Deposit Box Rental |
Contact your local branch for box sizes and prices
|
| Drill Safe Deposit Box | Cost (lock, key replacement and labor) |
| Bank Issued single sign-on token replacements | $20.00 |