Limits & Fees
A foreign ATM transaction is a transaction originated at an ATM we do not own or operate. Your account will be charged a $1.00 fee for each foreign ATM transaction.
You may make no more than $500.00 in withdrawals from your account(s) per 24-hour period.
You may make no more than $500.00 in point-of-sale transactions per day.
Your account will be charged a $1.00 fee for each foreign ATM transaction using your Visa® Check Card. A foreign ATM transaction is a transaction originated at an ATM we do not own or operate.
You may make no more than $500.00 in ATM withdrawals from your account per 24-hour period.
You may make no more than $1,500.00 in point-of-sale transactions per day.
Visa Check Cards (Debit Cards)
|Personalized Debit Card||$10.00|
|Replacement Stock Design Card||$5.00|
|Replacement Personalized Card||$10.00|
|Business Debit Card
- First two ATM/Debit Cards at no charge
|$15.00 per card|
|Replacement Payroll Card||$9.95|
|Payroll Account Check Writing Fee||$5.00 per item|
|Telephone Payment Convenience Fee||$3.00|
Check Collections and Overdraft Fees
|Overdraft (each overdraft paid)
- Accounts overdrawn $1.00 or less will not be charged an overdraft fee.
- All items of $1.00 or less will not be charged an overdraft fee.
- Accounts overdrawn more than $1.00 and less than $10.00 will be charged $5.00.
|Sustained Overdraft Fee
- For consumers, the maximum number of chargeable overdrafts per day is six.
|$5.00 per day after the 5th business day|
|Charge Back Fee||$5.00 per check|
|Non-Sufficient Funds (each)||$25.00|
|Check Collections (Incoming & Outgoing)||$25.00 per check|
Other Account Fees
Check printing fees will depend on style of checks ordered.
$0.25 each or 5 for $1.00
|Copy of Canceled Check or other items||$1.00|
|Account Activity Printout||$1.00|
|Account Research||$25.00 per hour, minimum $25.00|
|Account Balancing Assistance||$25.00 per hour, minimum $25.00|
|Balance Inquiry||$1.00 per request|
|Copy of Statement||$5.00|
|Stop Payment||Each item $25.00|
|Failure to return Signature Card||$30.00 per month until returned|
|Dormant Account Fee
- DDA accounts with no activity for 365 days and savings accounts with no activity for 545 days. Applies to DDA, checking and savings accounts with balances of less than $100.00.
$6.00 per month
|Closing Account Fee
- A closing account fee may be charged if you close your account within 90 days of opening.
|$25.00 per account|
|Night Deposit Lock Bags
- Business accounts – one per account at no charge
|$25.00 per additional bag|
|Deposit Zipper Bags
- One per account at no charge
|$5.00 per additional bag|
Cashier's Checks ($1,000 or more)
|Issued from $1,000.00 to $9,999.99||$5.00|
|Issued from $10,000.00 to $49,999.99||$10.00|
|Issued from $50,000.00 or more||$15.00|
Money Orders (Less than $1,000)
Check Cashing Fee
You will be charged the greater of 2.00% (.0200) of the amount received in cash, or $10.00.
Garnishments or Executions
Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any court-ordered garnishment or execution. The bank may also file with the court for reasonable allowances such as court costs, attorney’s fees and any other bona fide expenses of the garnishee.
Your account will be charged the greater of $8.00 or 2% of the amount required to be deducted by any tax levy received.
|Bill Pay||Free to all consumer accounts|
|Telephone Transfer Fee||$2.00 per transfer|
|Coins rolled||$0.15 per roll|
|Photocopies||$0.30 per copy|
|Fax (Incoming & Outgoing)||
First 10 pages $5.00, each additional page $.30
Replacement Payment Coupon Book